Bank record reconciliation

Turn a crowded statement into an explainable record

Not every credit is income. Moving money between your own accounts, receiving repayment for groceries or reversing a debit can look significant when viewed without context. This focused audit classifies relevant credits and links each classification to available evidence.

We review up to three accounts and three months of statements as standard. You receive a reconciliation table, a list of entries needing explanation and suggested labels for an accompanying note. We flag issues; you remain responsible for making truthful declarations.

Included

• credits matched to payslips, grant notices or transfer references;
• potential duplicate counting across accounts;
• cash deposits and irregular support from another person;
• missing statement pages and date gaps;
• a 30-minute findings call.

This service does not include the rest of the household declaration, asset assessment or a full reconsideration file. If those areas are material, we will recommend the complete audit before accepting the engagement.